By Marcelle Dibrell Among the most important considerations for any American worker is their retirement plan. While there is that portion of the labor force who intend to work until the day they die, for many of us, that simply isn’t possible. And for most of us, it isn’t what we want. No – we hope for some wellearned time off. Finally make time for hobbies. Fly off to Europe. Get an

Drowning injuries and fatalities are so commonplace that the stories could fill up whole newspapers. The CDC estimates that about 10 people die from drowning in the U. S. every day. Children ages 1 through 4 have the highest drowning rates and most of those drownings happen in home swimming pools. Drowning events are real, tragic, frequently preventable, and much more than just statistics.